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Take the next step to owning a home! Our form only takes 1-minute and is safe and secure. What have you got to lose? Click the button on the left to get started.

We help everyone, regardless of credit situation. Our qualified partners, and specialists can help you today.

Bad Credit Home Loans

FHA is a government backed loan program that allows for relaxed credit guidelines, permitting loan approval despite lower credit scores.

When applying for a loan, one of the first things a bank will look at is credit scores. The results will tell the bank what options are available to you. After the housing market crashed, FHA loans have allowed for person with poor scores to get reasonable bad credit loans. The ability for a person who has bad credit to get a loan is easier than it has been in years.

Current FHA guidelines allow for a credit score of 580 or better. Many banks today have made their own guidelines to say that a higher score is necessary. Fortunately, Secure Mortgage has relationships with many institutions that stay within the guidelines of FHA, or bad credit home loans. GET STARTED NOW for a loan and find out what you qualify for. Our loan specialists are standing by to help you through the process. It no longer matters if you have bad credit, we can get you the loan you need to purchase the home of your dreams.

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How It Works

Fill Out Our Form

And be honest! We can't do our best without the most accurate information. Please don't worry! We DON'T share your information with anyone, and the process is competely confidential.

Get Your Credit Scores

We offer free resources to be able to pull your credit scores. We need the most up to date, and recent credit report to assess your loan options. Latest date we accept:

Speak with our specialist

We're here to help you! We will guide you through the loan process and provide you with our top of the line resources.

Get Into A Home

The moment you've been waiting for! Become a homeowner!


Bad Credit Home Loans Features

  • Lower Credit Score Requirements

    Credit score requirement as low as 580. If you have low credit don't worry! Our Program is designed to help you regardless of credit score.

  • Lower Down Payments

    Down payments as low as 3.5%, and down payment assistance programs are available!

  • Lower Closing Costs

    Lower than conventional loans, and more options. Find the best options for you through Secure Mortgage Loan's extensive programs.

Our team

We are supported by a professional team

Angelica Jacobs


Dana Candina


Emily Rathford


Jim Weiland

Loan Specialist

Vanessa Wentler

Account Manager

Our awesome partners

Contact us

Get in touch with us

  • 844-334-5054
  • 10200 E. Girard Blvd. Denver, Colorado, 80231